Pay+Later
Pay+Later is a financial entity, founded in 2011, that carries out all its operations through Pagantis, an entity regulated by the Bank of Spain. With more than 100 employees, it is the pioneering company, at a national level, in instant consumer credits. After €150M in loans to date, it has extensive experience in the financial sector and payment methods.
Financial services of Pay+Later
Pay+Later is a financing system as fast and simple as buying with a bank card. You can choose, up to a maximum of 12 installments, the number of monthly payments in which you want to finance your purchase.
The contracting is completely online, without the need to present any type of documents or additional paperwork. You only have to fill out a form with your data, we evaluate your application immediately and the response is instant. No waiting!
How does the application process work?
The contracting process is very fast. Once you have chosen the Pay+Later option as a payment method, you only have to follow these two simple steps:
- Choose your installments: to use Pay+Later it is not necessary to register anywhere. You just have to choose the number of installments, up to a maximum of 12, (by clicking on the buttons with the "plus" and "minus" symbols) and the monthly installment will be recalculated automatically.
- Enter your personal data: you must fill out a small form with your personal data. But don’t worry, it’s very brief! In a matter of seconds you will know if your financing has been accepted.
If the financing has been approved, you must enter your card details and the first installment will be charged automatically.
We will send you an email so that you have a summary of the amount of each monthly payment. Also, in this email we will provide you with the access keys to your management panel where you can check all the information regarding your financing, as well as advance monthly payments or even the total purchase.
How are the installments paid?
After paying the first installment at the end of the application process, the rest of the installments will be charged, month by month, to your card automatically. Keep in mind that the monthly payments are fixed and equal to each other, with no additional charges.
For greater peace of mind, before each charge is made, Pay+Later will notify you of the transaction by email. You can also see this information in your user area.
Advantages offered by Pay+Later
- Completely online contracting, paperless and instant.
- Possibility to anticipate the payment of some monthly installments. By advancing the total purchase interest to be paid will be automatically reduced .
- Quick application in 2 simple steps.
- User area to control the progress of your installments and anticipate the payment of installments if desired.
